Terms of Use

Informational purposes only

The content on this website is provided for general informational purposes. It is not an offer to sell insurance, a binder, or a contract of insurance, and it does not modify the terms of any policy you may hold.

Coverage descriptions are summaries. Actual coverage is determined solely by the terms, conditions, exclusions, and limits of the issued policy.

No coverage without confirmation

Submitting a quote request or contact form does not bind coverage, cancel existing coverage, or create an agency relationship. Coverage is effective only when confirmed in writing by the insurance carrier.

Accuracy of information

You agree that the information you submit is accurate and complete to the best of your knowledge. Inaccurate or incomplete information may affect quoted pricing, eligibility, or coverage.

Third-party links

This site may link to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those websites.

Changes to these terms

We may update these terms or the content of this site at any time without notice. Continued use of the site constitutes acceptance of the current terms.